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Education loans to pay for your higher education overseas are common and effective; let's look at all the expenses under education loans to help you make the right choice. What are some expenses under education loans? Do education loans only help with tuition fees? Can education loans cover the cost of flights or help pay the living expenses?   Keep reading to find out the expenses under education loans.    One of the main issues facing the majority of Indian students who want to study abroad is how they would pay for their higher education. An education loan makes sure that all of the financial conditions for the application process for an education loan overseas are satisfied within the allotted time limit.  For the majority of students, the cost of an education loan in India for studying abroad is the main topic of conversation when it comes to financing higher education overseas. The information on this page is relevant to both secured and unsecured education loans in India for international studies.  https://www.youtube.com/watch?v=7Y0V6Z0lcJs&t=1s Costs of a typical course abroad for a student loan  One widespread misconception is that student loans do not fully cover the costs associated with studying abroad. This is untrue, though, as all educational loans, whether secured ones from government banks or unsecured ones from private lenders, cover the following list of costs that are essential to the educational process.  1. Student fees  One of the two main components of both forms of education loans in India for studying abroad is the tuition prices charged by foreign universities. An education loan in India for the international study is intended to assist students in covering their tuition costs. In India, all student loan repayments include tuition. Therefore, when deciding on the overall amount of your student loans, you should give top priority to covering your tuition costs.  2. Housing Costs  The term "factors" can refer to a wide range of things. The main living costs for a student include their rent or room and board, food, and costs for other daily necessities like transportation to and from school, a security deposit for housing, etc.  3. Medical Insurance  International students are frequently required to obtain health insurance by many foreign universities. This specific cost is covered by an education loan in India for studying abroad as it is one of the prerequisites for studying abroad for many students. Therefore, while applying for an education loan, health insurance can also be taken into account.  https://www.youtube.com/watch?v=4gTQkdePOWM 4. Flight Tickets  Another significant price covered by an education loan when applying for one overseas is airline tickets to the location of your choice. When quoting the education loan amount to your bank, this component might also be included.  5. Research Aid  You can include this information in the education loan application if your foreign university's offer letter states that you are responsible for paying for excursions and other extracurricular activities throughout the course of your studies. In addition, when applying for both forms of school loans in India, students can include the price of products like books, computers, and other study supplies in their total expenses.  https://www.youtube.com/watch?v=fufyFB9aMQI Does an education loan cover living expenses? The answer is yes, in most cases! Indian education loans for abroad studies typically cover a range of expenses beyond just tuition fees. This can include: Living expenses: This covers your accommodation, food, local transportation, books and study materials, and other daily needs. Travel expenses: The loan may cover flight tickets to your study destination and back. Other fees: This might include visa application fees, health insurance premiums, and even exam registration fees. However, there are a few key things to remember: Loan amount limitations: There might be a maximum limit on the total loan amount you can avail. This limit should ideally factor in both tuition fees and estimated living expenses. Documentation required: You'll need to submit documents like university acceptance letters and estimated living cost breakdowns to secure the loan amount for living expenses. Disbursement process: The loan for living expenses might be disbursed directly to the university or in instalments based on a pre-determined plan. Remember: Carefully research different lenders and compare their loan terms, interest rates, and living expense coverage options. This will help you choose the most suitable education loan for your study abroad journey. With proper planning and the right financial backing, your dream of studying abroad can become a reality! What elements must a student take into account when determining costs?  There is no way to change the loan arrangement because the student loan is a one-time transaction. Therefore, a student needs to be aware of the costs they can cover on their own and those for which they might require a loan. The student's financial stability at the time of study is of utmost importance, so the loan amount should be chosen with that in mind.  Before assessing the costs, a student must take the following into account:  The price of housing in a specific country and whether it will be possible to live in shared housing for a lower cost of living.  Food prices in the city where the university is situated.  Additionally, a student's ability to prepare meals on their own can significantly lower the cost of tuition.  Since academics are not just available on-campus, the cost of eating out or intercity travel will be included in the total fee.  Many regions, including the US and Australia, have cheap used car markets and reasonable gas prices. In contrast, students in countries like Ireland receive discounts on public transportation. All of this requires preliminary research.  In the city where the university is situated, there are opportunities for part-time employment. There are enticing part-time occupations with regulated minimum earnings in several nations. This assists students in paying for a sizable portion of their living costs.  FAQs on Education Loans and Living Expenses What percentage of living expenses does the loan cover? The percentage can vary depending on the lender, your chosen university's location, and your course duration. It typically falls between 30% - 70% of the total estimated living expenses. Can I apply for a separate loan for living expenses? While some lenders might offer a combined loan, you can explore separate personal loans to bridge any gap between the sanctioned amount and your actual living expenses. However, remember the additional interest burden of a separate loan. Are there any living expenses not covered by the loan? Discretionary expenses like entertainment, shopping sprees, or travel beyond academic purposes typically aren't covered. What documents are needed for living expense coverage? Universities' cost of living estimates, proof of accommodation arrangements (if any), and detailed living expense breakdowns are usually required.

Australia is one of the top destinations for Indian students who wish to study abroad. Its culture, universities, language, and student policies have allowed Indians to settle there and build careers. Fun Fact: In order to study in Australia, students must have $24,505 (₹13 lakhs) in savings to apply for a student visa. This tells us that studying in Australia is not cheap, but by planning, budgeting and finding the most affordable universities in Australia, you can make your dreams a reality. However, the costs of pursuing higher education in Australia can be a major concern and barrier for many students. Fortunately, there are many affordable universities in the country that provide excellent education and a supportive learning environment. https://www.youtube.com/watch?v=MwQWKYxxJ8o https://www.youtube.com/watch?v=AbYbP-HKAd8 Source: EduFund Top 10 Cheapest Universities in Australia 1. University of the Sunshine Coast Located in Queensland, the University of the Sunshine Coast is renowned for its affordable education and commitment to providing high-quality facilities. The university places a strong emphasis on practical learning and industry engagement. They offer a diverse range of undergraduate and postgraduate programs in fields like business, science, education, and health. The annual tuition fee for international students is approximately A$22,000, making it one of the most affordable options available. Moreover, the cost of living in this area is lower than in other Australian cities, further easing the financial burden on students. 2. Charles Sturt University Situated in New South Wales, Charles Sturt University is celebrated for its exceptional teaching and research facilities. With a strong focus on industry-relevant programs and practical learning experiences, the university offers a wide array of undergraduate and postgraduate programs, including business, education, and health-related disciplines. The annual tuition fee for international students is around A$24,000, making it an attractive and affordable choice for higher education. Additionally, the cost of living in this region is relatively low, providing students with a conducive and affordable living environment. Bachelors in Australia Read More 3. Federation University Australia Nestled in Victoria, Federation University Australia stands out as one of the most affordable universities in the country. The university is committed to providing quality education and offers a range of undergraduate and postgraduate programs in various fields, including business, science, education, and health. With an annual tuition fee of approximately A$25,000, international students can pursue their academic goals without breaking the bank. Moreover, the cost of living in this region is relatively affordable, making it an attractive choice for budget-conscious students. 4. Southern Cross University Situated in New South Wales, Southern Cross University is known for its excellent teaching and research facilities. The university prides itself on fostering a supportive and inclusive learning environment for its diverse student population. Offering a range of undergraduate and postgraduate programs in fields such as business, education, and health, the university provides an affordable avenue for international students to pursue higher education. With an annual tuition fee of around A$26,000, students can access quality education without incurring excessive financial burdens. Additionally, the cost of living in this region is relatively low compared to other cities, ensuring students can manage their expenses effectively. How to Finance a Child's Australian Dream? Read More 5. Victoria University Based in Melbourne, Victoria University is recognized as one of the cheapest universities in Australia for international students. The university offers a wide range of undergraduate and postgraduate programs across various disciplines, including business, science, education, and health. With a focus on industry connections and practical learning experiences, Victoria University provides students with valuable skills and knowledge for their future careers. The annual tuition fee for international students is around A$28,000, making it an affordable option. Furthermore, the cost of living in Melbourne, while higher than in some other cities, can be managed with careful budgeting. https://www.youtube.com/watch?v=Ew2MC3RCo68 6. Torrens University Situated in Adelaide, Torrens University is renowned for its excellent teaching and research facilities. The university offers a diverse range of undergraduate and postgraduate programs in fields such as business, education, and health. With a commitment to providing industry-relevant education, Torrens University equips students with the skills and knowledge necessary to thrive in their chosen careers. The annual tuition fee for international students is around A$29,000, making it an affordable option for pursuing higher education in Australia. Additionally, the cost of living in Adelaide is relatively lower than in other cities, allowing students to allocate their resources effectively. 7. Australian Catholic University Located in Sydney, the Australian Catholic University stands out as one of the cheapest universities in Australia for international students. The university offers a range of undergraduate and postgraduate programs across various fields, including business, science, education, and health. With a focus on holistic education and fostering a strong sense of community, the Australian Catholic University provides an enriching learning experience. The annual tuition fee for international students is approximately A$29,000, offering an affordable pathway to higher education. Although the cost of living in Sydney is higher than in some other cities, students can manage their expenses through careful budgeting and availing of available resources. 8. Charles Darwin University Charles Darwin University, situated in Darwin, offers outstanding education and research facilities. The university provides a diverse range of undergraduate and postgraduate programs in numerous fields, including business, education, and health. With a strong emphasis on practical learning and industry engagement, Charles Darwin University prepares students for successful careers in their respective fields. The tuition fee for international students is around A$30,000 per year, and the cost of living in Darwin is relatively lower compared to other Australian cities, allowing students to stretch their budget effectively. 9. James Cook University Situated in Queensland, James Cook University is known for its affordability and commitment to international students. With a strong focus on research and tropical expertise, the university offers a range of undergraduate and postgraduate programs across various fields, including business, science, education, and health. The annual tuition fee for international students is around A$30,000, making it an attractive option for those seeking affordable education. Moreover, the cost of living in this region is notably lower than in other cities, allowing students to manage their finances efficiently. 10. Western Sydney University Located in Sydney, Western Sydney University is recognized for its excellent teaching and research facilities. The university offers a range of undergraduate and postgraduate programs across various fields, including business, education, and health. With a strong emphasis on practical learning and industry connections, Western Sydney University equips students with valuable skills and knowledge for their future careers. The annual tuition fee for international students is around A$31,000, providing an affordable option for higher education. Furthermore, the cost of living in Western Sydney is relatively affordable, allowing students to make the most of their educational journey without compromising their financial stability. While the expenses of higher education in Australia can be a concern for several students, the universities mentioned above are some of the cheapest options in Australia, providing a wide range of programs across various disciplines. Want to save for your child's Australian Dreams? Start Investing! Affordable Universities in Australia for Undergraduate Programs By considering these options, students can choose affordable universities without compromising the quality of their education. Here are some Australian universities known for being easier on the wallet (tuition fees mentioned are yearly estimates in Indian Rupees): University of Southern Queensland (USQ): USQ offers bachelor's degrees starting around ₹3.3 Lakhs and postgraduate programs around ₹3.6 Lakhs. University of the Sunshine Coast: This university boasts bachelor's programs starting at ₹18 Lakhs and Master's programs at around ₹18 Lakhs. Edith Cowan University (ECU): ECU is known for its budget-friendly Master's programs, some starting as low as ₹13.2 Lakhs. Charles Darwin University: Explore the unique landscape of Australia while studying at Charles Darwin, with undergraduate programs starting at ₹19 Lakhs. Charles Sturt University: This university offers a good range of affordable programs, with Bachelor's degrees starting at ₹16.8 Lakhs. Beyond Tuition Fees: The Cost of Living in Australia While tuition fees are a significant factor, remember to factor in living expenses: Accommodation: On-campus housing or shared apartments are budget-friendly options, ranging from ₹30,000 to ₹50,000 per month. Food: Groceries and eating out can vary depending on your preferences. Expect to spend around ₹20,000 to ₹30,000 per month on food. Transport: Public transport can be expensive in major cities. Consider purchasing a student travel pass for concessions. Budget around ₹8,000 to ₹12,000 per month. Visa and Overseas Health Cover (OHC): Factor in the cost of your student visa application (around ₹14,000) and Overseas Health Cover (mandatory for international students - costs vary depending on the provider). Finding the Right Fit While affordability is important, remember to choose a university that aligns with your academic goals and interests. Research programs, faculty expertise, and campus life to ensure a well-rounded educational experience. Planning Makes Perfect! Start researching scholarships and financial aid options well in advance to ease the financial burden. Many universities offer merit-based scholarships and work-study programs for international students. Studying in Australia can be an enriching and life-changing experience. With careful planning and these tips on affordable universities, you can turn your dream into reality! FAQs What are some of the affordable Australian universities for Indian students? University of the Sunshine Coast (A$22,000), Charles Sturt University (A$24,000), Federation University Australia (A$25,000). What's the cost of studying at the University of Sunshine Coast, Australia? The annual tuition fee for international students is approximately A$22,000, making it one of the most affordable options available.

The USA has emerged as a top destination for ambitious students, and for good reason! This blog explores ten compelling reasons why studying in the USA can be a transformative journey, opening doors to academic excellence, personal growth, and a bright future. 1. World-Class Education: The USA boasts some of the world's most prestigious universities, renowned for their exceptional faculty and rigorous academics. You'll find innovative programs designed to challenge and inspire across diverse disciplines, from engineering and medicine to humanities and business. Many universities prioritize cutting-edge research, offering students the opportunity to learn alongside leading minds in their fields. 2. Globally Recognized Degrees: A US degree is a passport to success. Recognized and respected by employers worldwide, a US education equips you with valuable knowledge and skills that will set you apart in the global job market. Whether you seek a career in India or internationally, a US degree opens doors to exciting opportunities. 3. Flexible Education System: Unlike rigid educational structures, US universities offer a refreshing level of flexibility. The credit system allows you to tailor your studies, choosing courses that align with your interests and career goals. This freedom to explore different fields before specializing allows you to discover your true passion. 4. Diverse and Inclusive Environment: US campuses are a melting pot of cultures, fostering a vibrant and inclusive learning environment. You'll have the opportunity to learn alongside international peers, broadening your perspective and developing valuable intercultural communication skills. This diverse environment prepares you to thrive in an increasingly globalized world. 5. Practical Learning Opportunities: US universities go beyond theory, offering a wealth of practical learning experiences. Internships, co-ops, and hands-on projects allow you to apply your knowledge in real-world settings. This practical experience enhances your resume and makes you a more competitive candidate for future jobs. 6. Cutting-Edge Technology and Resources: US universities are at the forefront of technological innovation. State-of-the-art facilities, advanced research labs, and access to cutting-edge software and equipment provide an unparalleled learning environment. Imagine conducting research in world-class facilities and having access to the latest technological advancements in your field! 7. Development of Life Skills: A US education is more than just academics. Universities cultivate essential life skills, fostering independence, critical thinking, and strong communication abilities. You'll learn to manage your time effectively, collaborate with diverse teams, and express yourself confidently. This holistic approach empowers you to succeed not just in academia, but also in your personal and professional life. 8. Vibrant Campus Life: Step beyond the classroom and immerse yourself in the rich tapestry of campus life. US universities offer a vast array of clubs, organizations, events, and activities catering to every interest. From sports and cultural clubs to student government and academic societies, you'll find opportunities to explore your passions, make lifelong friends, and contribute to a dynamic campus culture. 9. Scholarship and Financial Aid Options: Don't let financial concerns hold you back! Many US universities offer scholarships and financial aid programs specifically for international students. EduFund's expert advisors can help you navigate the financial aid process and explore scholarship opportunities to make your dream of studying in the USA a reality. 10. Post-Graduation Prospects: The Optional Practical Training (OPT) program allows international students to gain valuable work experience in the USA after graduation. This practical experience can strengthen your resume and enhance your career prospects. For some students, OPT can even lead to exciting job opportunities in the US after graduation. Wondering about how to finance your US education? Join our WhatsApp Community to know more! Embrace Your American Dream! Studying in the USA is an investment in your future, offering academic excellence, personal growth, and a chance to build a successful career. At EduFund, we're here to support you every step of the way. Contact our advisors today to explore your options and turn your dream of studying in the USA into a reality!

Mumbai, a vibrant metropolis teeming with educational opportunities, has witnessed a growing interest in boarding schools. These residential institutions offer a unique learning environment that extends beyond the classroom, fostering academic excellence, personal growth, and well-rounded development. This blog explores the compelling advantages of boarding schools in Mumbai and empowers you to make informed decisions for your child's future. What are Boarding Schools? Boarding schools are residential educational institutions where students live on campus under the supervision of faculty and staff. Unlike day schools, boarding schools provide a full-time learning environment that fosters discipline, independence, and a strong sense of community. Top 3 Boarding Schools in Mumbai 1. Vagad Global School, Mumbai Established in 2006, Vagad Global School offers a focus on academics, extracurricular activities, and holistic development.The school offers classes from pre-primary to Class 12 (CBSE stream with Science and Commerce options). They might also offer competitive exam preparation programs.Their residential program has separate wings for boys and girls and emphasises a safe and secure learning environment. Fees: The annual fees range from Rs 3.61 L to Rs 4.19 L. Admission Process: Filling the applicatin form > entrance exams > interviews 2. Swaminarayan Gurukul International School Seeking a value-based education for your child in Mumbai? Swaminarayan Gurukul International School, a co-educational boarding school in Navi Mumbai, might be a good fit. They focus on academics, moral development, and Indian culture, with a dynamic and success-oriented education program. Fees: Rs. 2.21L per annum 3. Hansraj Morarji Public School & Junior College Hansraj Morarji Public School, founded in 1939, sits in Andheri (West), Mumbai. This peaceful green space provides a welcome break from the city's hustle. Free from pollution, the lush campus feels like an oasis in a crowded metropolis. The school, a member of the IPSC, focuses on shaping mature, knowledgeable citizens. Discipline, character building, and respect for Indian values and culture are all nurtured here. They see each child not just as a student, but as part of a movement building a future that blends tradition with modern advancements. Fees: Rs. 1.44L per annum (Please note that the school fees mentioned above are estimates and could vary depending on grade level, boarding options, and other factors) Advantages of Boarding Schools in Mumbai Mumbai's boarding schools offer a multitude of benefits for students, fostering academic excellence, structured learning, well-rounded development, and essential life skills: Academic Powerhouse: Renowned for their rigorous curriculums and experienced faculty, boarding schools in Mumbai provide students with a strong academic foundation. Many offer diverse educational boards like CBSE, ICSE, and the International Baccalaureate program, catering to individual learning styles and aspirations. Beyond academics, a strong emphasis is placed on holistic learning, incorporating arts, sports, and a variety of co-curricular activities for a well-balanced educational experience. Structured Environment: Mumbai's boarding schools cultivate a structured environment that instils discipline, time management, and independent learning skills. Dedicated supervision provides a safe and secure learning environment, while established routines promote healthy habits and maximize academic focus. Join our WhatsApp community to learn more! Holistic Development: These schools go beyond textbooks, nurturing well-rounded individuals. Students have access to a rich array of co-curricular activities like sports, music, drama, and various clubs, fostering the exploration of interests and talents. Leadership training opportunities, teamwork experiences, and exposure to diverse cultures within the student body contribute significantly to personal growth.

Imagine your child strolling through the historic streets of Rome, surrounded by ancient ruins and vibrant culture. This is just a glimpse of the unique and enriching experience offered by boarding schools in Italy. Italy, with its rich history, artistic heritage, and growing reputation for academic excellence, is becoming a sought-after destination for Indian students seeking an international education. At EduFund, we understand the importance of providing your child with diverse educational opportunities. This blog explores the compelling advantages of Italian boarding schools and empowers you to navigate this exciting path for your child's future. Advantages of Boarding Schools in Italy Italian boarding schools offer a multitude of benefits for Indian students, fostering not only academic excellence but also cultural enrichment, personal development, and language immersion: Academic Excellence: Reputable Italian boarding schools boast rigorous curriculums that encourage critical thinking and independent learning. Many offer diverse educational options, including the traditional Italian curriculum and the internationally recognized International Baccalaureate (IB) program. This ensures a strong academic foundation while catering to individual learning styles and goals. Cultural Enrichment: Beyond textbooks, Italian boarding schools offer an unparalleled opportunity for cultural immersion. Students can experience Italy's rich history firsthand, visiting museums, exploring ancient architecture, and soaking in the artistic treasures of cities like Florence and Venice. This exposure broadens perspectives, fosters intercultural understanding, and develops global citizenship skills that are invaluable in today's world. Holistic Development: Italian boarding schools go beyond academics, focusing on well-rounded individuals. Students have access to a plethora of extracurricular activities – from sports and music to art and theatre – allowing them to explore their talents and passions. These schools also emphasize personal growth, leadership development, and self-discovery, preparing students for future success in all aspects of life. Language Immersion: One of the most significant advantages of an Italian boarding school experience is daily exposure to the Italian language. Students develop fluency and confidence in their Italian communication skills through classroom instruction, interactions with peers and faculty, and immersion in the local culture. This opens doors to future academic and professional opportunities in Italy and other Italian-speaking countries. Specific Considerations for Indian Students As you explore Italian boarding schools for your child, some key considerations come into play: Accommodation and Student Life: Most boarding schools offer comfortable on-campus accommodation with dedicated supervision and support systems for international students, ensuring a safe and nurturing environment. Visa Requirements: Obtaining the correct visa is crucial for international study. EduFund's resources and advisors can assist you in navigating this process. Language Support: Many Italian boarding schools recognize the importance of language acquisition and offer Italian language programs specifically designed for non-native speakers. Top 5 Boarding Schools in Italy for Indian Students Here's a glimpse into some of the esteemed boarding schools in Italy that cater to international students, including Indian students: St. Stephen's School, Rome: A prestigious co-educational school offering an IB program and known for its strong academic tradition and emphasis on personal growth. (Estimated Fees: ₹48,72,475 Lakhs per year) Admission Process: Application form, written tests, and interview. H-FARM International School, Roncade: A recently established co-educational boarding school with a focus on innovation and technology, offering the IB program. (Estimated Fees: ₹35-40 Lakhs per year) Admission Process: Application form, online tests, and interview. The Florence International School: A co-educational school offering the IB program in a vibrant and culturally rich environment. (Estimated Fees: ₹20-25 Lakhs per year) Admission Process: Application form, standardized testing, and interview. Navarra College, Milan: A prestigious Catholic boarding school for boys with a strong academic focus and emphasis on character development. (Estimated Fees: ₹18-22 Lakhs per year) Admission Process: Entrance exams and interview. Venice International School: A co-educational school offering a bilingual English-Italian curriculum and a strong focus on the arts. (Estimated Fees: ₹22-27 Lakhs per year) Admission Process: Application form, written tests, and interview. Please note: These fees are estimates and may vary depending on the grade level, boarding options, and other factors. It's important to contact the schools directly for the latest information on fees and the admission process. Making the Choice: Selecting the Right Boarding School Choosing the right boarding school is a crucial decision. Consider your child's individual needs, learning style, and academic goals when evaluating potential schools.

Pune, a vibrant city nestled in Maharashtra, is renowned for its rich history, cultural heritage, and, most importantly, its educational excellence. In recent years, boarding schools in Pune have garnered significant attention from parents seeking a holistic and enriching learning environment for their children. At EduFund, we understand the importance of choosing the right educational path. This blog explores the compelling advantages of boarding schools in Pune and empowers you to make informed decisions for your child's future. What are Boarding Schools? Boarding schools are residential, educational institutions where students live on campus under the supervision of faculty and staff. Unlike day schools, boarding schools provide a full-time learning environment that extends beyond the classroom. Top 5 Boarding Schools in Pune Here's a list of 5 Boarding schools in Pune with a brief description of each, their fees (estimated annual charges), and information about their admission process:pen_spark The Bishop's School, Pune About: Established in 1867, The Bishop's School Pune is an all-boys school affiliated with the Council for the Indian School Certificate Examinations (CISCE). It is known for its rigorous academics, well-rounded education, and emphasis on sports. Fees: ₹4,50,000 - ₹5,00,000 (estimated annual charges) Admission Process: Admission to The Bishop's School, Pune, is based on written entrance exams and interviews. The school typically announces admission dates in September and conducts entrance exams in October or November. B.K. Birla Centre for Education, Pune About: B.K. Birla Centre for Education, Pune, is a co-educational school affiliated with the Central Board of Secondary Education (CBSE). It offers a holistic curriculum with a focus on academics, sports, arts, and life skills. Fees: ₹4,50,000 - ₹5,00,000 (estimated annual charges) Admission Process: Admission to B.K. Birla Centre for Education, Pune, is based on written entrance exams and interviews. The school typically announces admission dates around December and conducts entrance exams in February or March. Sainik School, Pune About: Sainik School, Pune, is a co-educational military school affiliated with the CBSE board. It is known for its focus on academics, discipline, physical training, and leadership development. Fees: ₹1,00,000 - ₹1,50,000 (estimated annual charges) Admission Process: Admission to Sainik School, Pune, is through an All India Sainik Schools Entrance Examination (AISSEE) conducted by the Sainik Schools Society. MIT Vishwashanti Gurukul, Pune About: MIT Vishwashanti Gurukul, Pune, is a co-educational International Baccalaureate (IB) World School. It offers a rigorous academic program that prepares students for universities around the world. Fees: Fee information is not publicly available. Contact the school for details. Admission Process: Admission to MIT Vishwashanti Gurukul, Pune, typically involves an application form, written tests, and interviews. Contact the school for details on the specific application process. Sri Shivaji Preparatory Military School, Pune About: Sri Shivaji Preparatory Military School, Pune, is a boys' military school affiliated with the ICSE and Maharashtra State Board of Secondary and Higher Secondary Education. It provides a strong academic foundation along with military training and discipline. Fees: ₹1,50,000 - ₹2,00,000 (estimated annual charges) Admission Process: Admission to Sri Shivaji Preparatory Military School, Pune, is based on written entrance exams and interviews. Contact the school for details on the specific application process. Please note: These fees are estimates and may vary depending on the grade level, boarding options, and other factors. It's important to contact the schools directly for the latest information on fees and the admission process. Pune's Unique Edge Boarding schools in Pune offer additional advantages that set them apart: Academic Focus: Pune has a longstanding tradition of academic excellence, attracting renowned educators and fostering a competitive learning environment. Ideal Location: Pune boasts a pleasant climate, rich cultural heritage, and proximity to prestigious universities, offering a stimulating and enriching backdrop for learning. Extracurricular Activities Extravaganza: Many boarding schools in Pune offer exceptional athletic facilities, well-equipped performing arts spaces, and diverse clubs catering to a wide range of interests. Multicultural Mosaic: Pune's boarding schools attract students from various backgrounds, fostering a vibrant and inclusive learning community. This exposure to different cultures broadens perspectives and prepares students for a globalized world. Making the Right Choice While boarding schools offer a plethora of benefits, it's crucial to consider your child's individual needs and personality. Factors like the school's infrastructure, distance from home, and financial considerations all play a role in the decision-making process. EduFund's dedicated advisors can guide you through the selection process and explore scholarship opportunities to help you make informed choices. Join our WhatsApp community to learn more! Conclusion Boarding schools in Pune offer a unique and enriching learning environment that fosters academic excellence, personal growth, and essential life skills. By providing a structured yet nurturing environment, these institutions empower students to reach their full potential. Remember, choosing the right boarding school is a crucial decision. At EduFund, we are committed to supporting you every step of the way. Explore our resources for further guidance, and don't hesitate to connect with our advisors to discuss your child's educational journey. Let's work together to unlock your child's potential in the vibrant city of Pune!

As parents, we all want to raise happy, well-adjusted children who reach their full potential. Positive parenting offers a powerful approach to achieve this goal. It's not about spoiling your child, but fostering a nurturing environment that fosters their growth and development. At EduFund, we believe that positive parenting directly contributes to a child's success in education – and ultimately, life. Here, we'll explore what positive parenting is, its benefits, and how to put it into practice, all while laying the groundwork for a bright educational future. What is Positive Parenting? Positive parenting is a philosophy that goes beyond punishment and focuses on building strong, supportive relationships with your child. It's about setting clear expectations, offering encouragement, and fostering open communication. This approach is distinct from authoritarian parenting (strict rules, harsh punishments) and permissive parenting (few rules, limited consequences). Instead, positive parenting creates a balanced environment where children feel loved and respected, but also learn responsibility. Some key principles of positive parenting include: Respect and empathy: Acknowledge your child's feelings and validate their emotions. Boundaries and expectations: Set clear rules and explain consequences consistently. Positive reinforcement: Catch your child being good! Praise efforts and positive behavior. Open communication: Encourage dialogue, answer questions openly, and listen actively. Benefits of Positive Parenting The positive effects of positive parenting are undeniable. Children raised using these principles demonstrate: Stronger emotional intelligence: They understand and manage their emotions effectively. Healthy self-esteem: They develop a positive sense of self-worth and confidence. Improved social skills: They interact effectively with others and build positive relationships. Greater independence and responsibility: They learn to make decisions and take ownership of their actions. Better academic performance: They approach learning with a positive attitude and are more motivated to succeed. These skills translate into long-term success. Children raised with positive parenting are better equipped to navigate challenges, cope with stress, and build fulfilling careers and relationships. Putting Positive Parenting into Action Implementing positive parenting doesn't require drastic changes. Small adjustments can make a big difference. Here are some practical tips: Focus on positive reinforcement: Instead of constantly nagging, praise good behavior and effort. "Wow, you cleaned your room all by yourself! That's amazing!" Use "I" statements: Express your feelings without placing blame. "I feel frustrated when you leave your toys everywhere. Can we work together to find a solution?" Encourage problem-solving: Instead of dictating solutions, guide your child to think critically and find solutions on their own. Practice active listening: Give your child your full attention when they're talking. Validate their feelings and let them know you understand. Set realistic expectations: Consider your child's age and developmental stage when setting rules and consequences. Positive Parenting and Education Planning The principles of positive parenting seamlessly blend into successful education planning. Here's how: Fostering a love of learning: Create positive learning experiences at home through play, exploration and open-ended questions. Encouraging a growth mindset: Help your child see challenges as opportunities to learn and grow. Open conversations about education: Talk about future goals, educational aspirations, and the importance of a strong foundation. Building financial responsibility: Explain the value of investing and how EduFund helps you plan for their education. Join our WhatsApp community to learn more! Conclusion Positive parenting is a journey, not a destination. By fostering a supportive environment and open communication, you'll equip your child with the skills they need to thrive. Remember, positive parenting also contributes to preparing your child for a bright educational future. Explore our tools and resources at EduFund alongside your positive parenting journey, and feel free to share your experiences and ask questions in the comments below! Let's work together to raise confident, capable learners ready to embrace all that life has to offer.

Did you know that in the enchanting city of Gwalior, education goes beyond exams, books, computers and classrooms? It's a luxurious affair: its schools offer sports like horseback riding, archery, and shooting which Indian royalty loved! Let’s look at some of the most expensive CBSE, ICSE, boarding, and IB board schools in Gwalior. The annual fee for these schools is enough to make you want to save! https://www.youtube.com/watch?v=uQiFui_vZoY Schools in Gwalior Gwalior, a city steeped in history and cultural richness, has emerged as a prominent educational hub in Central India. With a diverse range of schools catering to varying curricula and pedagogical approaches, Gwalior offers a plethora of options for parents seeking quality education for their children. In this comprehensive exploration, we will delve into the vibrant world of schools in Gwalior, shedding light on their unique characteristics, educational philosophies, and contributions to the city's academic landscape. Quality Education in CBSE and ICSE Schools  Among the many boards of education available in Gwalior, schools affiliated with the Central Board of Secondary Education (CBSE) and the Indian Certificate of Secondary Education (ICSE) hold a prominent place. These schools adhere to well-structured curricula, providing students with a strong academic foundation that is recognized nationally. Schools in Mussoorie Read More CBSE Schools in Gwalior  CBSE schools in Gwalior follow the curriculum set by the Central Board of Secondary Education, a national board known for its standardized approach to education. These schools focus on providing a comprehensive education that prepares students for national-level competitive examinations. They offer a wide range of subjects, extracurricular activities, and resources to ensure holistic development. Here are 10 prominent CBSE schools in Gwalior, along with their approximate average fees and brief information:  The Scindia School: One of the most prestigious schools in Gwalior, it is an all-boys boarding school known for its holistic education. The average annual fee may range from INR 5 lakhs to 7 lakhs.  Mayo College Girls' School: This renowned girls' boarding school is known for its academic excellence and extracurricular activities. The average annual fee is approximately INR 4 lakhs to 6 lakhs.  Delhi Public School (DPS): DPS Gwalior is part of the DPS Society and offers quality education. The average annual fee ranges from INR 1.5 lakhs to 3 lakhs.  Kendriya Vidyalaya No. 1: A government-affiliated CBSE school with affordable fees, typically around INR 20,000 to 30,000 per year.  Campion School: Campion is a well-established CBSE school in Gwalior. The average annual fee is around INR 1.2 lakhs to 2 lakhs.  G.D. Goenka Public School: Known for its modern teaching methods and facilities, the average annual fee at GD Goenka may range from INR 2.5 lakhs to 4 lakhs.  Mount Litera Zee School: Offering quality education, this school may have an average annual fee of around INR 1 lakh to 2 lakhs.  Central Academy: A reputable CBSE school in Gwalior, it typically has an average annual fee of INR 40,000 to 60,000.  Aditya Birla Public School: Known for its strong educational foundation, the average annual fee at this school is approximately INR 1.5 lakhs to 3 lakhs.  Kendriya Vidyalaya No. 2: Another Kendriya Vidyalaya in Gwalior with affordable fees, usually around INR 20,000 to 30,000 per year.  If you want to know what to choose for your child in terms of private or public schooling, you can read this article. https://www.youtube.com/watch?v=SHO5JOKNty4 Schools in Dehradun Read More ICSE Schools in Gwalior  ICSE schools in Gwalior, on the other hand, follow the curriculum prescribed by the Indian Certificate of Secondary Education board. These schools emphasize a holistic education approach, placing significant importance on critical thinking, practical skills, and an in-depth understanding of subjects. The ICSE curriculum is known for its rigorous evaluation methods, which encourage students to think creatively and analytically. Here are 10 prominent ICSE schools in Gwalior:  The Sanskaar Valley School: An esteemed ICSE school known for its academic excellence and extracurricular activities. The average annual fee may range from INR 2.5 lakhs to 4 lakhs.  Gwalior Glory High School: A well-established ICSE-affiliated school in Gwalior, with an average annual fee of around INR 1.5 lakhs to 2.5 lakhs.  Columbia Convent School: Known for its holistic approach to education, the average annual fee at Columbia Convent may be approximately INR 60,000 to 1 lakh.  Little Angels School: This ICSE school focuses on providing quality education to its students. The average annual fee is typically around INR 40,000 to 60,000.  Scindia Kanya Vidyalaya: An exclusive girls' ICSE school, it offers a blend of academics and character development. The average annual fee may range from INR 2.5 lakhs to 3.5 lakhs.  Maharishi Vidya Mandir: Known for its Vedic education principles, the average annual fee at this ICSE school is approximately INR 40,000 to 60,000.  Delhi Public School (DPS): DPS Gwalior offers ICSE education as well. The average annual fee may range from INR 1.5 lakhs to 3 lakhs.  Saint Joseph's Convent School: This ICSE school has a reputation for academic excellence. The average annual fee is typically around INR 40,000 to 60,000.  Scindia Balika Vidyalaya: An exclusive girls' ICSE school affiliated with Scindia School, with an average annual fee ranging from INR 2.5 lakhs to 3.5 lakhs.  Cambridge School: Known for its quality education, the average annual fee at Cambridge School is approximately INR 60,000 to 1 lakh. Schools in Chennai Read More International Baccalaureate (IB) Schools in Gwalior  International Baccalaureate (IB) schools in Gwalior follow a curriculum that is renowned for its academic rigor and emphasis on developing well-rounded individuals. The IB program includes the Primary Years Program (PYP), Middle Years Program (MYP), and Diploma Program (DP), catering to students from elementary to high school. IB schools focus on nurturing critical thinking, creativity, and a sense of global citizenship.  Here are 10 IB schools in Gwalior:  Sagar Public School, Gwalior: This school offers the IB Primary Years Programme (PYP) and the IB Diploma Programme (DP). The average annual fee for the DP program may range from INR 3 lakhs to 4.5 lakhs.  Delhi Public School (DPS), Gwalior: DPS Gwalior also offers the IB Diploma Programme in addition to other curricula. The average annual fee for the IB DP program may be around INR 2.5 lakhs to 3.5 lakhs.  The Heritage School: Known for its international curriculum, the average annual fee for the IB program at The Heritage School may range from INR 3 lakhs to 4.5 lakhs.  Gems Cambridge International School: This school offers the IB Primary Years Programme (PYP) and the IB Middle Years Programme (MYP). The average annual fee may vary but could be around INR 2.5 lakhs to 4 lakhs.  Shishukunj International School: Shishukunj offers the IB Primary Years Programme (PYP) and the IB Middle Years Programme (MYP). The average annual fee for the IB programs may range from INR 2 lakhs to 3.5 lakhs.  Gwalior Glory High School: In addition to ICSE, this school also offers the IB Diploma Programme. The average annual fee for the IB DP program may be around INR 2.5 lakhs to 3.5 lakhs.  Kendriya Vidyalaya No. 1 (KV1): A government-affiliated school that may offer the IB Diploma Programme with a relatively lower fee, typically ranging from INR 30,000 to 50,000 per year.  Columbia Convent School: This school may offer IB programs with an average annual fee of approximately INR 2 lakhs to 3.5 lakhs.  Mount Litera Zee School: Known for its international curriculum, the average annual fee for the IB programs at this school may range from INR 1 lakh to 2.5 lakhs.  Maharishi Vidya Mandir: This school may offer IB programs with an average annual fee of around INR 1.5 lakhs to 2.5 lakhs. The Role of Parents in School Selection  In Gwalior, as in any city, parents play a pivotal role in selecting the right school for their children. Factors such as the school's location, fees, reputation, and teaching methodologies all weigh heavily in the decision-making process.  Parents often seek guidance from educational consultants, visit schools, attend open houses, and rely on word-of-mouth recommendations to make informed choices. Many parents also prioritize a school's extracurricular activities and facilities, recognizing the importance of a well-rounded education. Considerations for Choosing CBSE Schools  National Recognition: CBSE certifications are widely recognized across India, making them suitable for families with potential mobility or those seeking national-level career opportunities for their children.  Structured Approach: CBSE schools are known for their structured curriculum and standardized assessments, which some parents believe provide a more predictable and competitive educational environment.  Focused Preparation: If a child aspires to engineering or medical fields, CBSE schools often offer a strong foundation for the required competitive exams like JEE (Joint Entrance Examination) and NEET (National Eligibility cum Entrance Test).  Considerations for Choosing ICSE Schools  Holistic Education: Parents who prioritize a well-rounded education with an emphasis on critical thinking, creativity, and practical skills may find ICSE schools in Gwalior to be an ideal choice.  In-Depth Understanding: The ICSE curriculum encourages students to delve deeply into subjects, fostering a thorough understanding of concepts rather than rote memorization.  Global Perspective: ICSE education is often considered more globally oriented, making it a potential choice for families with international career aspirations for their children. Schools in Bangalore Read More Boarding Schools in Gwalior   In this comprehensive exploration, we will delve into the world of boarding schools in Gwalior, shedding light on their distinctive features, the advantages they offer, and the role they play in shaping well-rounded individuals.  The Scindia School: An esteemed all-boys boarding school with an annual fee ranging from INR 5 lakhs to 7 lakhs.  Mayo College Girls' School: This girls' boarding school may have an annual fee of approximately INR 4 lakhs to 6 lakhs.  Gwalior Glory High School: A co-educational boarding school with an average annual fee of around INR 3 lakhs to 4.5 lakhs.  The Heritage School: Known for its international curriculum, the average annual fee for boarding at The Heritage School may range from INR 4 lakhs to 6 lakhs.  Scindia Kanya Vidyalaya: An exclusive girls' boarding school affiliated with Scindia School, with an average annual fee ranging from INR 3.5 lakhs to 5 lakhs.  Delhi Public School (DPS): DPS Gwalior offers boarding facilities with an average annual fee that may be around INR 3 lakhs to 4.5 lakhs.  Mount Litera Zee School: The boarding facility at Mount Litera Zee School may have an average annual fee of approximately INR 2.5 lakhs to 4 lakhs.  Columbia Convent School: The boarding facility at this school may have an average annual fee of around INR 2 lakhs to 3.5 lakhs.  Aditya Birla Public School: Known for its strong educational foundation, the average annual fee for boarding at this school is typically around INR 3 lakhs to 4.5 lakhs.  Scindia Balika Vidyalaya: An exclusive girls' boarding school affiliated with Scindia School, with an average annual fee ranging from INR 3.5 lakhs to 5 lakhs.  The Boarding School Experience in Gwalior  Boarding schools in Gwalior are as diverse as the city itself, offering a range of educational philosophies, curricula, and facilities. Some cater exclusively to boys, some exclusively to girls, and others are coeducational. The choice of a boarding school often depends on a family's values, preferences, and the specific needs of the student.  How can you keep up with Education Costs? The cost of education rises every year by 10-11%. The best way to keep up is to invest your money in options that beat this inflation. Mutual Funds tick all the right boxes in this arena. They allow you to park your money and provide healthy returns that can beat education costs. These are the top schools in Gwalior that you can shortlist for your kid’s future. Need help saving for these high fees? Then, download the EduFund App and find the best savings plan that can help you pay for these fees without breaking the bank.  Invest Now FAQs Which is the most expensive school in Gwalior? The most expensive school in Gwalior can vary depending on factors like curriculum, facilities, and reputation. Schools such as The Scindia School and DPS Gwalior are known for their premium fees and quality education. Is Gwalior a good city for students? Yes, Gwalior is a good city for students. It has a rich educational heritage with a variety of schools, colleges, and universities. The city's cultural and historical significance adds to the overall learning experience, making it an excellent choice for students. Is Gwalior a costly city for child education? The cost of child education in Gwalior can vary. While there are affordable options available, some schools, especially international and boarding schools, can be relatively costly. However, the city provides a range of educational choices, allowing parents to find options that suit their budget and preferences.

HDFC Asset Management Company Ltd. (HDFC AMC) is one of India's largest mutual fund companies and among the most profitable asset management companies (AMC) in the country. For the period from October 2023 to December 2023, the company had an average AUM of over Rs. 5.51 Lakh crores (excluding domestic fund of funds). Let us talk about the consumer product—HDFC Asset Allocator Fund.  About HDFC Asset Allocator Fund of Funds HDFC Asset Allocator Fund of Funds is an open-ended fund of funds investing in equity-oriented, debt-oriented and gold ETF schemes through a systematic and process-driven asset allocation approach based on the financial model.  Investment Objective   The scheme aims to generate long-term capital appreciation/income by managing the asset allocation between equity-oriented, debt-oriented and gold ETF schemes.   Investment Process   The scheme seeks to allocate 40-80% of its assets to equity-oriented schemes, 10-50% to debt-oriented schemes and 10-30% to gold ETF.  The scheme considers factors such as TTM P/E, 1 Year Forward P/E, TTM P/B and Earnings Yield while determining equity allocation.  For debt allocation, the scheme aims to invest predominantly in schemes with exposure primarily to issuers with high credit quality.   Portfolio Composition  The fund holds 43.82% equity, 36.79% debt, 12.1%commodities, 0.73% real estate, and 6.56% in Cash and cash equivalents. The significant sectoral exposure is to Financials, which account for over 14.66% of the equity portfolio. The top five sectors hold more than 30% of the equity portfolio.  Note: Data as of 29th February 2024. Source: Value Research                                                         Top 5 Equity Holdings for Asset Allocator Fund   Name Weightage % HDFC Flexi Cap  17.01 HDFC Top 100  16.61 HDFC Small Cap 4.24 HDFC Mid-Cap Opportunity 3.93 HDFC Large and Mid Cap 2.06 Note: Data as of 29th February 2024. Source: Value Research  Top 5 Debt Holdings for Asset Allocator Fund  Name Weightage % HDFC Short Term Debt 15.18 HDFC Gold ETF  12.32 HDFC Low Duration  6.71 HDFC Medium Term  5.89 HDFC Income Direct 3.50 Note: Data as of 29th February 2024. Source: Value Research  Past Performance  Fund name 1Y  Since Inception HDFC Asset Allocator Fund (%) 26.63 17.47 Benchmark Returns (%) 20.46 12.85 Additional Benchmark Returns (%) 28.40 16.97 Note – Returns are of Direct Plan as on 29th February 2024.  Benchmark Composition - 90% NIFTY 50 Hybrid Composite Debt 65:35 TR Index + 10% Domestic Prices of Gold arrived at based on the London Bullion Market Association's (LBMA) AM fixing price. Additional Benchmark Index – NIFTY 50 (Total Returns Index)  Fund Managers for HDFC Asset Allocator Fund of Funds  The following fund managers manage the HDFC Asset Allocator Fund of Funds.  Mr Srinivasan Ramamurthy (Since 13th January 2022). He has a total of 12 years of experience in this field.  Mr Anil Bamboli (Since 05th May 2021). He has a total of 28 years of experience in this field.  Mr Bhagyesh Kagalkar (Since 02nd February 2022). He has a total of 28 years of experience in this field.  Why Invest in this Fund?  Timing the market for various asset classes is difficult as different asset classes behave differently across different economic cycles.  Combining negatively correlated/ less correlated asset classes - Strong case of diversification and mitigates volatility of portfolio returns  Reduces dependency on a single asset class to generate returns  Financial model-driven approach to asset allocation  Who Should Invest in HDFC Asset Allocator Fund?  Investors who are seeking  Capital appreciation over long term  Investment predominantly in equity-oriented, debt-oriented, and Gold ETF schemes.  Time Horizon  One should look at investing for a minimum of three years or more.  Investment through a Systematic Investment Plan (SIP) may help in tackling the volatility of the broader equity market.  Conclusion  The HDFC Asset Allocator Fund has been in existence for nearly three years. The fund allows exposure to different asset classes without worrying about identifying the individual mutual fund schemes. However, since it is a fund of funds, there is a double incidence of expenses charge. Investors who wish to have exposure to different asset classes for long-term capital appreciation can consider this fund.  Disclaimer: This is not recommendation advice. All information in this blog is for educational purposes only.  Invest Now

The demand for sending your child abroad is prevalent across India. Indian parents value education over and above every venue of life and are constantly looking for ways to ensure the best for their children. Boarding Schools in London provide a unique foundation. These schools are considered the best and are gateways to some of the best universities in the world. So, if you are a parent browsing for the perfect school for your child, then check out our article on the top Boarding Schools in London, with their unique offerings and yearly fees. Dulwich College: Founded in 1619, Dulwich College is a renowned co-educational school offering boarding options for both day and weekly students from ages 13-18. Yearly fees for boarders start at £38,700. Alongside a rigorous academic curriculum, Dulwich emphasizes creative expression, sporting activities, and a strong sense of community. Harrow School: Established in 1572, Harrow School is a prestigious boys' school known for its academic rigour and rich history. Boarding fees begin at £43,920 per year. Harrow offers a challenging curriculum alongside a vibrant co-curricular program that includes sports, music, and drama. Westminster School: Founded in 1599, Westminster School is a prestigious boys' school with a selective admissions process. Boarding fees start at £42,510 annually. Westminster fosters academic excellence while nurturing well-rounded individuals through a diverse range of extracurricular activities. Mill Hill School: Founded in 1807, Mill Hill School is a co-educational boarding and day school for students aged 11-18. Boarding fees begin at £34,975 per year. Mill Hill promotes a strong academic foundation, focusing on developing critical thinking and creativity. St. Paul's Cathedral School: Established in 1649, St. Paul's Cathedral School is a prestigious boys' school known for its excellent academic record. Boarding fees start at £42,000 per year. The school offers a rigorous curriculum alongside a rich co-curricular program that includes music, drama, and various sports. Top Boarding Schools in UK Investing in Your Child's Future: Saving with Mutual Funds Planning for your child's education requires a long-term financial strategy. Boarding schools in London charge a hefty fee, and mutual funds can be a valuable tool for accumulating the necessary funds over time. Mutual funds are professionally managed investment vehicles that pool money from multiple investors to purchase a diversified portfolio of stocks, bonds, and other assets. This diversification helps spread risk and potentially achieve higher returns compared to individual stock investments. Here's how mutual funds can aid in saving for boarding school fees: Start Early: The power of compound interest can significantly grow your savings over time. Starting a regular investment plan early allows you to benefit from compounding and potentially reach your financial goals. Discipline and Consistency: Regular contributions, even small amounts, can accumulate significantly over the long term. Professional Management: Mutual funds offer the benefit of professional expertise in managing your investments, allowing you to focus on other aspects of your child's education. Conclusion London's boarding schools provide a unique and enriching learning environment that fosters academic excellence, personal growth, and global exposure. While the fees can be significant, strategic financial planning with the help of mutual funds can make this educational opportunity a reality. Remember, a thorough research of the schools along with seeking professional financial advice are crucial steps in ensuring your child receives the best possible education Invest Now

Planning for college abroad can be exciting, but navigating the financial aspects can be daunting. One crucial term you'll encounter is the cost of attendance. This term refers to the entire cost of studying at a university; it includes tuition, living expenses, books, food, accommodation and other necessary costs that a student may encounter while at college. Let's do a deep dive and understand what the cost of attendance is, what it includes and how the cost of attendance is calculated. What is the Cost of Attendance? The COA is the estimated total cost of attending a college or university for one academic year. It considers tuition fees as well as living expenses like accommodation, food, books, and miscellaneous costs. Think of it as a college's budget blueprint for a typical student. Use the College Cost Calculator to Find Out the Cost of Attendance for Any University! What's included in the Cost of Attendance? The core components of the cost of attendance are similar across countries, but there might be slight variations. Here's a breakdown: Direct Costs: These are fees paid directly to the institution. They include: Tuition and fees: This is the core academic cost, varying significantly based on the program and college. Housing: On-campus residence halls or dorms come with a fixed fee. Meal Plans: Many colleges offer meal plans for on-campus dining, with varying costs depending on the meal frequency. Indirect Costs: These are estimated expenses for student needs beyond the college. They include: Books and Supplies: Textbooks, notebooks, and course-specific materials. Transportation: Commuting costs (buses, passes) or personal vehicle expenses (fuel, insurance). Personal Expenses: Laundry, toiletries, phone plans, entertainment, etc. Example of US University and its Cost of Attendance Let's consider New York University (NYU) amongst USA universities. Their undergraduate COA for the 2023-2024 academic year is around $83,280. This includes: Direct Costs: Tuition and fees: $58,328 Room and board (on-campus): $24,952 Indirect Costs: Books and supplies: $1,800 Transportation: $1,200 Personal expenses: $7,000 (estimated) Example of UK University and its Cost of Attendance The UK system has tuition fees set by the government, with some variation between UK universities. For instance, University College London (UCL) estimates a COA of £29,000 (approx. ₹33.8 lakh) for international undergraduates in 2023-2024. This includes: Tuition fees: Around £19,000 (approx. ₹22.3 lakh) Living expenses: This can vary depending on location and lifestyle, but UCL estimates around £10,000 (approx. ₹11.7 lakh) for accommodation, food, and other costs. Example of Canadian University and its Cost of Attendance Universities in Canada generally have lower tuition fees compared to the US. The University of Toronto estimates a COA of CA$30,000 (approx. ₹1.7 lakh) for international undergraduates in 2023-2024. This includes: Tuition fees: Around CA$20,000-25,000 (approx. ₹1.15-1.45 lakh) depending on the program. Living expenses: Around CA$10,000 (approx. ₹58,000) for accommodation, food, and other costs. Key Differences to Consider Government Support: The US has minimal government support for undergraduate education, leading to higher tuition fees. The UK and Canada have a mix of government funding and tuition fees, resulting in a generally lower COA. Living Expenses: The cost of living in major cities like New York can significantly inflate the US COA compared to smaller towns in Canada or the UK. Consult an Expert FAQs Is the COA negotiable?  Generally not. However, some colleges might offer merit-based scholarships or need-based financial aid that can reduce your overall cost. Can the actual cost be different from the COA? Yes. Your spending habits can affect indirect costs. You might find cheaper housing options or save on transportation. How do I find the COA for a specific college?  Most colleges prominently display the COA on their website's financial aid section. Is studying abroad always more expensive than in India?  Not necessarily. The COA can vary depending on the college, program, and lifestyle choices. Does the cost of attendance change every year? Yes, cost of attendance increases every year as the cost of studying rises. Due to inflation and high demand for universities across the world, the cost of attendance for most universities goes up by 3-4% annually.

A recent survey has shown that over 7.5 lakhs Indian students went abroad last year. Amongst the top 3 destinations for Indians was the United Kingdom. The country has a top-notch educational system. But its affordability is less well known. Here are some affordable universities in the UK that you cannot miss!   List of affordable institutions in the UK for foreign students 1. University of Cumbria  Founded in 2007, the University of Cumbria is a public research institution. It is in the city of Carlisle in the Northwestern part of the UK and is considered the cheapest university in the UK for a master's. It has a history of involving and welcoming students from all around the world in transdisciplinary research. The long-term objective of the institution is to provide its students with the knowledge and abilities necessary to realize their full potential and pursue rewarding jobs.  One of the low-cost universities in the UK for international students is Cumbria University. Depending on the academic level and nature of the course, different tuition rates apply. The institution offers more than 100 diverse courses.  Courses Duration Tuition Fees MBA (6 Courses) 2 Year - 5 Year GBP 12000 Engineering (2 Courses) 2 Year - 4 Year GBP 4500 Science (16 Courses) 1 Year - 4 Year GBP 10500 Arts (31 Courses) 1 Year - 6 Year GBP 7000 Law (15 Courses) 1 Year - 6 Year GBP 10500 Media Films (12 Courses) 1 Year - 6 Year GBP 9000 Hospitality & Tourism (1 Course) 4 years GBP 10500 Information Technology (IT) (1 Course) 2 years GBP 10500 Management (22 Courses) 1 Year - 4 Year GBP 9000  Affordable Universities in Canada Read More 2. University of Coventry, UK  The public institution, Coventry University, was founded in 1992. It is situated in Coventry, a city in the West Midlands region of England. A satellite campus of the institution is situated in London, and the main campus is in Coventry. As the cheapest university in London, this has become a safe haven for many international students.   About 130 bachelor's and 100 master's level courses are available at Coventry University. The number of overseas students at the university is likewise significant. Over 31% of students are international, according to statistics.  Coventry University has often been listed among the best colleges. The university is listed among the top 600 universities in the world according to the QS World University rankings. It has one of the lowest tuition costs of any prominent university in the UK. Course Intake Average International student fees MBA September, January, and May £18,600 MSc September and January £16,600 MSc with Extended Professional Practice September and January £16,700 Undergraduate Degree September and January £13,900 Undergraduate Top-up Degree September and January £13,900  Time to Invest for your child's future! 3. Staffordshire College, UK  Public university Staffordshire University offers a top-notch education. It currently provides degrees to more than 15,000 students. It has consistently ranked among the top 100 universities in the UK for a long time. For overseas students, this university offers the cheapest MBA program in the UK. Staffordshire College is one of the cheapest universities in the UK for master's as well.  Staffordshire University has a few departments and programs that rank among the top ten in the UK. It is well known for having science departments that conduct a lot of research and is highly recommended and ranked because of its work.  The psychology department  The biosciences departments  The molecular biochemistry departments  Type of course Tuition fees Staffordshire University offers on-campus undergraduate courses for the Foundation Degree, BSc, BA, BEng, LLB, and other degrees $9,250 annually 2-year accelerated degree courses £11,100 per year The placement fee for the industry-related year of a four-year sandwich program. £1,850 Tuition fee if spending the whole academic year abroad £1,385  https://www.youtube.com/shorts/uIB8e2Q3d5M 4. The Bolton University, UK  A public research university, The University of Bolton was established in 1982 but only received university status in 2004. It is situated in the Greater Manchester city of Bolton. It is a prestigious higher education institution in the nation. This university is for you if you're seeking an inexpensive master's in the UK.  Special effects for film and television, visual effects for film and television, and other specialized degrees are available from the University of Bolton.  It provides a range of occupational courses in addition to the more conventional academic ones. Around 14,000 students attend, and 700 academic and professional staff members work there.  Courses Average Fees Undergraduate degree £12450 Per year Master's degree £12450-13950 Per year PhD Approx £12450 Per year  5. Trinity University of Leeds, UK  In Horsforth, England, there is a public institution called Leeds Trinity University. It was founded in 1966, and it was given full university status in 2012. The University offers high-quality courses at affordable prices while being modest in comparison to most UK universities.  In a variety of humanities and social sciences, the institution provides foundation courses, undergraduate coursework, as well as postgraduate degrees. Every year, there are more and more international students attending the university.  Leeds Trinity University is without a doubt one of the most affordable universities in the UK for foreign students. Students are given improved support and assistance in this setting, which helps them quickly feel at home.  COURSE TUITION FEES Three-year undergraduate degree course £12,000 (per year) Two-year undergraduate degree course  £12,000 (per year) MA Childhood and Education £11,500 MA Creative Writing £11,500 MA Criminology and Criminal Justice £12,500 MSc Data Science and Artificial Intelligence £12,750 MA Family Support £11,500 MA International Business £12,500 MA Journalism £12,500 LLM Law £12,500 MBA £12,500 MA Mental Health in Children and Young People £11,500 PhD, MPhil or MbR (cost per year) £12,500 MSc Project Management £12,500 MSc Psychology (conversion)  £12,500 MA Victorian Studies £11,500 Must Note: These figures are taken from the official websites and are mere reference points. Tuition fees are changed every year. Please check the official website before applying.  Also Read: What is the Cost of Attendance? Conclusion  The UK is a good option for international students looking for an affordable, top-notch education. We wish you luck in your search for a decent list of reasonably priced UK schools that provide a range of degrees. You can also apply for scholarships and awards to help pay for your education.  Talk to an Expert

At some time, every international student considers obtaining further education in the United States. The exorbitant cost of college and other fees, however, deters students from pursuing their dreams and frequently convinces them to alter their original goals.   There are several scholarships available for students who want to study in the USA but are unwilling to take out loans to do so. In this article, we will inform you of the universities in the USA that are most affordable for international students. Affordable Universities in the USA Ever wondered what are the most affordable universities in the USA for international students? Check out the list of some of the cheapest universities in USA with fees for 2024. 1. University of California, San Bernardino  Located in San Bernardino, California, the University of California offers various undergraduate, graduate, and online programs in different disciplines. The tuition fees for international students at this university are $17,041 for undergraduate programs and $13,723 for graduate programs. Additional expenses, including housing, food, and transportation, amount to $20,760. The total cost of attendance at this university is $37,801 for international students for UG and $34,483 for graduate program students.  2. University of Southeast Missouri  The University of Southeast Missouri, headquartered in Missouri, offers over 200 programs, including more than 75 graduate programs, 145 undergraduate majors, and 100 minors. The university is committed to delivering high-quality education through innovative teaching techniques. The tuition fees and living expenses for international students at this university are $29,747 for undergraduate programs and $22,482.32 for graduate programs in 2024.  Affordable universities in the UK Read More 3. Arkansas State University  Arkansas State University is a public research university located in Arkansas. It offers more than 160 degree-granting options, including online bachelor's and master's degrees. The tuition fees per credit hour for international students at this university are $552 for undergraduate programs and $665 for graduate programs.  4. University of Wisconsin  The University of Wisconsin-Madison is the oldest and largest institution in Wisconsin, offering 120 doctorate degrees, 148 master's degree programs, and 136 undergraduate majors. The tuition fees for international students at this university are $58,912 for undergraduate programs and $49,618 for graduate programs.  Affordable universities in Canada Read More 5. Brigham Young University  Located in Utah, Brigham Young University is a private research university that offers programs in 62 different languages. The tuition fees for international students at this university are $12,992 for undergraduate programs and $16,336 for graduate programs.  6. University of Louisiana at Monroe  The University of Louisiana at Monroe is a public institution that offers a wide range of academic disciplines using cutting-edge technologies. The tuition fees for international students at this university are $21,679 for undergraduate programs. Affordable universities in London Read More 7. Southwest Minnesota State University  Southwest Minnesota State University is a public institution located in Minnesota. It offers majors in business, psychology, exercise science, and kinesiology, and is ranked among the best public four-year colleges offering excellent liberal arts degrees. The total cost of attendance for international students at this university are $25,712 for undergraduate programs and $22,340 for graduate programs.  8. Northwest Missouri State University  Located in Missouri, Northwest Missouri State University offers undergraduate, graduate, and international programs in various academic subjects. The tuition fees per credit hour for international students at this university are $692 for undergraduate programs and $537 to $430 for graduate programs.  9. Dakota State University  Dakota State University is a public institution in South Dakota that offers online courses for working professionals and stay-at-home moms. It provides a variety of courses in subjects ranging from management to web design. The tuition fees for international students at this university are $ 20,596 for undergraduate programs. 10. Oklahoma State University Oklahome State University is counted amongst the most affordable universities in USA. It is a public university with an acceptance rate of 71%. Some of the most popular courses are Business, Marketing, Engineering, Veterinary and many more. The average cost of attendance for this university for undergraduate programs is $49,588 for international students. Going abroad this fall? Apply for an education loan with EduFund & stand a chance to win $10,000 in scholarship! FAQs What are the most affordable universities in USA? Here are some of the most affordable universities in USA: University of California, San Bernardino University of Southeast Missouri Arkansas State University University of Wisconsin Brigham Young University University of Louisiana at Monroe Southwest Minnesota State University Northwest Missouri State University Dakota State University Oklahoma State University Which state is cheapest for international students in USA? Here are some of the most cheapest states in USA for international students: San Diego, St Louis, Dallas, Houston, and Atlanta. Is USA expensive for Indian students? Yes, USA is expensive for Indian students. The average cost of attendance for Indian students is $35,000 every year, that is, ₹29 lakhs per annum in rupees. These are some of the affordable universities in the USA for international students. If you are looking for USA universities then check out the college cost calculator to find out the best colleges in the USA in your budget.  TALK TO AN EXPERT