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EduFund: Setting a new standard for edu-loans

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Your education, our priority

We’ve partnered with 15+ lenders to bring you the best deals and unmatched advantages

Fuelling ambitions, one student at a time.

Discover how edufund has helped students across India turn their dreams into reality.
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How to get started with EduFund in 3 simple steps

Fill the form

Fill out our quick and easy online form.

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Compare offers from 15+ lenders and choose the best one.

Start your journey!

Get your loan approved and disbursed within days. 

Frequently Asked Questions

There are no minimum percentage requirements to get an education loan. You just need to pass 10th grade up to UG and clear any backlogs to qualify. Nationalized banks require a 60% cutoff for your 10+2 and UG

STEM and Management programs are the most-supported by lenders.

Lenders will consider your academic background and co-applicant financial income for non-STEM courses. Availability of collateral can serve as a bonus.

Every lender has a list of approved programs and university rankings. Your eligibility depends on how your program/university ranks on this list.

Your program duration may be linked to your post-study work visa. Most lenders won’t fund certificate programs that last less than a year.

Blood relatives including parents, siblings and maternal/paternal relatives for which a proof of relationship can be established are accepted as co-applicants for an education loan.

Few lenders may be able to fund you, provided you have an admit from their list of approved programs/universities.

Yes, if your co-applicant can furnish an income certificate issued by competent authorities, for example Form J, Patadhar book.

KYCs – Aadhar & PAN, Income proofs and collateral proof (if applicable)

Income proofs from competent authorities are accepted. Employer Salary Slips, Form-16 or ITRs for the latest 2 years, Business P&L account and Balance Sheet, Bank Statements for the last 6 months.

Yes, you may however be requested to add on a non-financial co-applicant who resides in India. 

Most lenders prefer a monthly income of at least INR 30,000. It’s possible to deviate if you’re accepted to a top-ranked school/program and your projected salary is high.

Yes, they are eligible so long as their net disposable income (NDI) and credit score requirements are met.

Yes, they have lower interest rates due to perceived lower risks for the lender.

  1. If you are considering a low-interest loan 
  2. If your cosigner is a high risk profile (advocate, politician, etc.) 
  3. If you are married and your spouse is the cosigner 
  4. If you don’t meet the academic or financial income criteria of private lenders.
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