Calculator

SIP
Step-up SIP
Lump sum SIP
Target Amount SIP
Cost of Delay
₹

Results

Cash outflow (long duration)

₹5.5 Cr

Cash outflow (short duration)

₹5.5 Cr

Cash of delay

₹5.5 Cr

Frequently Asked Questions

Question

What is the Cost of Delay of SIP investment?

Your child was very young. You thought that there’s plenty of time to start investing or saving for their higher education. So, you stalled their education saving. Now it has been 4 years. You realize that had you started investing 4 years ago, you would’ve managed to save quite a lot by now. That could be your story. But not when we are here! That’s why, we present you our Cost of Delay (CoD) Calculator.Through this calculator, you can find out if you delay starting an SIP today, how much will you be missing out on your savings. In other words, cost of delay in making an SIP investment refers to the amount an investor stands to lose if they delay starting SIP investments by a specific period. Even minor delays can make a significant impact on an investor’s wealth in the long term.

Edufund’s delay cost calculator estimates how much you stand to lose if you delay starting your SIP by a few months.
Question

How to Use the EduFund Delay Cost Calculator?

The amount you wish to save
a) Your monthly SIP
b) The return rate your choice of SIP if offering or your expected annual rate of return
c) For how long do you plan on investing (in years)
d) When do you begin your investments (exact date)

e) Delay in starting SIP from today (in months)

By entering all these details, the calculator will show you how much you would save with and without the delay, along with the amount you would lose if you delay your investments.
Question

Why Use the EduFund Delay Cost Calculator?

“Power of Compounding”. Irrespective of whether you’re a new investor or a seasoned one, this is a phrase that you must have come across almost everywhere. This basically means that the sooner you begin, the higher your savings are going to be. Why? Because it will only keep adding up. When you start early, not only will you achieve your goal amount sooner but you’ll also have the privilege to choose a lower amount for your monthly SIPs.
Question

What happens if I delay my investments?

A simple answer to that question is that you will have less savings and it will affect your wealth generation. What’s worse than this is the regret that would prevail you when you realize the amount you would’ve save had you not delayed your investments in the first place.
Question

How is the Delay Cost Calculator useful to me?

Through the EduFund Cost Calculator, you will find out the estimated amount that you will be losing in your savings if you stall your investments.
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EDUFUND CALCULATORS

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DISCLAIMER

This website including the ‘[EduFund]’ platform is owned, operated and maintained by Helena Edtech Private Limited, a company incorporated under the laws of India. The platform and the services thereunder are provided on an "as is" basis. Use of the service and the platform is at your own risk. Company makes no warranty that the use of the service and the platform will be continuous, uninterrupted, bug-free, error-free, virus-free, free of defects, free of technical problems, nor that it will meet all of your needs. To the extent permitted by applicable law, Company expressly disclaims all other warranties, conditions, results, guarantees, or representations with respect to the service and the platform, whether express or implied, including, but not limited to, the implied warranties of merchantability, merchantable or satisfactory quality, fitness for a particular purpose, non-infringement of third party rights, or arising from the course of performance, course of dealing, or usage of trade.

Investment in securities market are subject to market risks, read all the related documents carefully before investing. The valuation of securities may increase or decrease depending on the factors affecting the securities market. 

EduFund and the EduFund App are the brand and product of Helena Edtech Private Limited
 
“An affiliate of the Company, i.e. Samyama Advisors Private Limited, is registered with the Securities and Exchange Board of India (SEBI) as an investment adviser under the SEBI (Investment Advisers) Regulations, 2013 bearing the registration number [INA000015321]. Samyama Advisors Private Limited may provide investment advice to the clients through the Company's platform.”
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