Calculator

SIP
Step-up SIP
Lump sum SIP
Target Amount SIP
Cost of Delay
₹
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Results

Invested amount

₹5.5 Cr

Total wealth generated

₹5.5 Cr

Total surplus

₹5.5 Cr

Frequently Asked Questions

Question

What is a mutual fund calculator?

Mutual fund calculator is used to calculate and estimate the returns yielded via investing in mutual funds. There are two ways in which you can invest in mutual funds – Lumpsum (one-time investment method) and SIP (systematic investment at pre-decided intervals).
Question

What is a Systematic Investment Plan (SIP)?

SIP is a method of investing in mutual funds that enables an individual to invest a fixed amount in a mutual fund scheme at regular intervals (monthly, quarterly or semi-annual) instead of making a lump sum investment. The amount can be as low as ₹500 a month depending upon the selected fund. The aim of investing in mutual funds through SIP is to create wealth in the long run and to invest systematically over a long period.
Question

What is SIP Calculator?

SIP calculator helps estimate the returns you would earn on your SIP investments. The user must enter the SIP frequency (monthly, quarterly or semi-annual), amount to be invested in each SIP, investment duration, and the expected return rate to get the estimated future value of the amount accumulated at the end of the SIP tenure.
The calculation is based on the following formula:
FV = P [ (1+i)^n-1 ] * (1+i)/I where:
FV = Amount you receive upon maturity
P = Amount you invest at regular intervals
n = Number of payments you have made
i = periodic rate of return
Question

How to choose between Lumpsum or SIP investment?

Both are great tools of investment for all types of investors. If you have a surplus and wish to invest the amount in a well-researched fund then lumpsum tool is a great idea, it allows you to pool your money immediately. Another method is SIP which is extremely useful for investors with limited resources. It allows you to invest small sums of money at pre-decided intervals in a chosen mutual fund. The greatest benefit of investing via SIP is that it builds wealth in the long, gives you the flexibility to choose the amount you wish to invest and your chosen timeline.

Another benefit of SIP investment is that you can stop it at any given moment or increase the amount if you have a surplus. An SIP investment works as a reverse EMI option where you have the flexibility to invest a portion of your income into your chosen fund and cultivate a disciplined manner of investing.

Suppose you wish to start saving for your child’s higher education and do not have a surplus amount to start with. This is where an SIP comes in, it allows you to invest a nominal amount in one or many mutual funds so that you do not miss out on the opportunity of saving and investing for your child’s future.

Investors can opt for both tools. You can start an SIP and place lumpsum orders on certain funds whenever you have a surplus of funds so that you can achieve your goals faster and more efficiently.

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MUTUAL FUND COMPANIES

SBI | HDFC  |  ICICI Prudential  |  Aditya Birla Sun Life  |  Nippon Life India  |  Kotak Mahindra  |  Axis  |  UTI  |  IDFC   |  DSP  |  Franklin Templeton  |  L&T  |  Tata  |  Mirae  | Edelweiss | Sundaram  |  Invesco  | Motilal Oswal  |  Canara  |  LIC

HDFC | SBI | KOTAK | DSP | INVESCO | FRANKLIN TEMPLETON | CANARA ROBECO | HSBC | UTI | QUANTUM | EDELWEISS | PPFAS | SUNDARAM | INDIABULLS | UNION MF | BARODA MF | MOTILAL OSWAL | L&T | NIPPON INDIA | ICICI | ADITYA BIRLA SUN LIFE | AXIS | IDBI | LIC | TATA | MIRAE ASSET | BNP PARIBAS | BOI AXA

EDUFUND CALCULATORS

SIP  |  STEP-UP SIP |  TARGET  AMOUNT SIP  |  DIRECT V/S REGULAR |  COST OF DELAY  

DISCLAIMER

This website including the ‘[EduFund]’ platform is owned, operated and maintained by Helena Edtech Private Limited, a company incorporated under the laws of India. The platform and the services thereunder are provided on an "as is" basis. Use of the service and the platform is at your own risk. Company makes no warranty that the use of the service and the platform will be continuous, uninterrupted, bug-free, error-free, virus-free, free of defects, free of technical problems, nor that it will meet all of your needs. To the extent permitted by applicable law, Company expressly disclaims all other warranties, conditions, results, guarantees, or representations with respect to the service and the platform, whether express or implied, including, but not limited to, the implied warranties of merchantability, merchantable or satisfactory quality, fitness for a particular purpose, non-infringement of third party rights, or arising from the course of performance, course of dealing, or usage of trade.

Investment in securities market are subject to market risks, read all the related documents carefully before investing. The valuation of securities may increase or decrease depending on the factors affecting the securities market. 

EduFund and the EduFund App are the brand and product of Helena Edtech Private Limited
 
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